Netcompany Banking Services

Innovative banking services anchored in trust, efficiency, and customer-centricity.

Our approach

Modern core banking – built for trust, powered by AI, delivered at speed

We deliver core banking capabilities designed to meet the demands of modern financial institutions – across life moments and regulatory landscapes.

With our highly automated and AI-driven Netcompany platforms, we serve customers with flexible solutions that enhance the banking experience, delivering reliable, timely services where and when they matter most – with precision, security, and integrity.

All this is provided at an unparalleled pace powered by innovative capabilities and AI. The reason is simple: today, customers want instant digital service, tailored advice, and a real human when it matters.

We deliver core banking capabilities designed to meet the demands of modern financial institutions – across life moments and regulatory landscapes.

With our highly automated and AI-driven Netcompany platforms, we serve customers with flexible solutions that enhance the banking experience, delivering reliable, timely services where and when they matter most – with precision, security, and integrity.

All this is provided at an unparalleled pace powered by innovative capabilities and AI. The reason is simple: today, customers want instant digital service, tailored advice, and a real human when it matters.

Next-gen banking

Setting a new standard

Our vision is to set a new standard for the advice and service customers can expect from their bank. Through modern core banking capabilities and innovative platforms, we are unlocking unprecedented opportunities in the entire banking sector.

AI-driven customer journey

AI predicts customer needs, runs live KYC/AML checks, and personalises every touchpoint. It cuts losses and lifts conversion, freeing your staff for genuine dialogue – so customers feel the bank was built around them.

Business automation

STP-workflows and hyper-automated case processing pivot to market shifts in hours and unlock fresh revenue fast. Freed from busywork, you can listen, empathise, and solve problems human-to-human.

Real-time data insights

A cloud-native data lake streams core-ledger, PSD2, and market-data feeds into a real-time dashboard. Analytics surface trends before rivals react – and turn every customer interaction into tailored guidance. Leaders set sharper strategy, and customers feel recognised – not routed.

Speed of innovation

Digital innovation in financial services has not kept pace with real-world demands. We challenge the status quo by enriching core banking solutions with our open, customisable and AI-ready platforms - a combination that forms a unique foundation for fast, continuous innovation.

Core Banking

Our core banking platform offers banks a low-cost, scalable, and highly stable, real-time solution built on modern, legacy-free technology. Each bank runs on the same shared system – customised for local languages and regulatory needs, supporting all retail banking products including multi-currency accounting.

With open APIs, daily data feeds, and automatic upgrades, the platform provides ample opportunity to create an engaging banking experience tailored to the specific needs of each bank’s customers.

Our core banking platform offers banks a low-cost, scalable, and highly stable, real-time solution built on modern, legacy-free technology. Each bank runs on the same shared system – customised for local languages and regulatory needs, supporting all retail banking products including multi-currency accounting.

With open APIs, daily data feeds, and automatic upgrades, the platform provides ample opportunity to create an engaging banking experience tailored to the specific needs of each bank’s customers.

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Daily Banking

This browser-based, fully integrated toolkit offers highly automated self-service workflows, including Festina Finance Advisory. This shortens case handling, upholds advisory quality, and frees your bankers to advise and sell.

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E-banking

With our digital channels, you get award-winning online and mobile banking, offering easy onboarding, KYC, automation, document upload, consent, third-party links, and much more.

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Payments

Every day, we process billions of card- and account transactions worldwide. Our platform clears every card and account transaction, from mobile taps to ERP batches, via a single SEPA-enabled engine integrated with our core bank and all national systems.

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Risk Management

Powered by Opics, we provide daily granular, real-time credit-, market- and liquidity-risk metrics, advanced allocation models and detailed reports, letting you control volatility and focus on customers.

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Investments

Our intuitive app/web universe for investments gives customers 24/7 intuitive trading while arming advisors with integrated 360° tools for rebalancing, risk oversight, and seamless links to other systems.

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International Services

This platform delivers 24/7 ISO 20022 cross-border payments (SEPA CT, TARGET2, SWIFT agency) with high STP, screening, authority reporting, flexible fees, and up-to-four-daily FX rates.

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Accounting & Reporting

Our extensive reporting and accounting system automates regulatory and management filings from a shared data warehouse, with daily Power BI views, COREP-ready submission and bank-configurable calculations, cutting manual work to policy tweaks.

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Open Banking

Stable, high-availability, PSD2-compliant Nordic APIs with multi-method authentication and expert support, letting banks showcase products and partner easily with Fintechs.